Consent to Electronic Records & Signatures (E-Sign)

1. Scope of Electronic Communications Covered

This E-Sign Consent encompasses all disclosures, notices, commercial agreements, term sheets, and communications provided by TMK Financial Services or its network of licensed commercial lending partners during your application, underwriting, funding, and post-funding account management.

Covered electronic records include, but are not limited to:

• Commercial financing pre-approval offers & disclosures
• Merchant capital agreements & revenue purchase contracts
• ACH authorization forms & payment schedules
• State-mandated disclosure statements (CA, NY, UT, etc.)
• Terms of Service, Privacy Policy & Security disclosures
• Periodic account statements, reconciliation notices & payoff letters
• Tax records (e.g., 1099 statements) & official legal notices
• All application forms, uploaded bank statements & verification docs

2. Hardware & Technical System Requirements

To access, receive, view, sign, and retain electronic records provided by TMK Financial Services, your equipment must meet the following technical specifications:

• •Operating Device: A personal computer, smartphone, or tablet equipped with an active high-speed internet connection.
• •Supported Web Browsers: Current versions of Google Chrome, Apple Safari, Mozilla Firefox, or Microsoft Edge with 256-bit SSL/TLS encryption enabled.
• •Valid Email Account: An operational email address capable of receiving messages with secure web links and PDF attachments.
• •Document Viewing & Storage: Software capable of displaying Portable Document Format (PDF) files (such as Adobe Acrobat Reader or native browser view) and local storage or cloud capacity to save copies.

If TMK Financial Services alters technical requirements in a way that creates a material risk of non-access, we will notify you and re-confirm your consent.

3. Legal Validity of Electronic Signatures

When you type your name, select an "I Agree," "Submit," or "Accept" button, complete an online signature box using a cursor or touch screen, or electronically submit documents through our secure portal, you are executing a legally binding digital signature.

Under the federal Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.) and the Uniform Electronic Transactions Act (UETA) as enacted across all U.S. states, your electronic signature possesses the full force, effect, and legal enforceability of a wet-ink handwritten signature.

4. Paper Copies & Requesting Physical Documents

You retain the right to receive a physical paper copy of any electronic disclosure or contract provided during the financing process.

To request a paper copy of a record, email us at info@tmkfinancial.net with the subject line "Paper Copy Request". Include your full legal name, business entity name, current mailing address, and the specific document requested.

Paper copy requests submitted within 90 days of original delivery are provided at no charge. Requests made past 90 days may incur reasonable administrative processing fees.

5. Withdrawal of E-Sign Consent

You may withdraw your consent to conduct business electronically at any time by sending a written revocation email to info@tmkfinancial.net.

Important Note: Withdrawing electronic consent prior to loan closing may suspend or terminate processing of your funding application, as our underwriting network relies on automated digital workflows. Withdrawing consent does not invalidate or void agreements or electronic signatures previously executed prior to the effective date of withdrawal.