Small business salon owner in her shop

    Business funding for business owners

    Business funding built around your business.

    Compare working capital, business term loans, lines of credit, and revenue-based financing based on your real bank-statement revenue. No hard credit pull to check your options.

    Multiple funding structuresRevenue-based reviewNo hard credit pull to apply

    See what you qualify for

    Explore funding scenarios in under 60 seconds.

    No hard pull
    $75,000
    $10K$500K$2M
    Check my options

    No hard credit pull. No obligation. Takes 2 minutes.

    Business funding built around more than one number.

    Different businesses qualify for different funding structures. TMK reviews your real revenue and cash flow to help you compare options and decide what fits—before you commit.

    Fast decisions

    Most complete files receive initial funding options within one business day.

    No credit impact to apply

    Review funding options with no hard credit pull—just a soft inquiry at the start.

    Free application

    No application or upfront fees. Review numbers before you decide to move forward.

    Human underwriter

    Your file is reviewed by a real underwriter who understands business operations.

    TMK Financial Services LLC••Florida-based, serving businesses across the U.S., subject to product and provider availability•Mon-Fri, 9am-6pm ET•Every file reviewed by the TMK underwriting team•(877) 906-2799•info@tmkfinancial.net
    Diverse small business owners in their working environments

    Funding based on real revenue, not a single credit score.

    Restaurants, contractors, salons, medical practices, retail, and more. When bank deposits are steady, we review straight from your bank statements to find the right funding structure.

    How the business funding process works.

    No bank visits, no mountain of paperwork. Understand your options first, then decide.

    1. 1

      Tell us about your business

      Complete a short online form and securely share your recent business bank statements. A soft credit review only—no hard pull to check your options.

    2. 2

      Review available options

      A real underwriter evaluates your actual monthly deposits and cash flow to build funding options that fit your business—not an opaque scoring model.

    3. 3

      Compare the structure and cost

      See the full payback breakdown before you decide. Compare structure, payment, and cost, then choose whether to move forward—no obligation to accept.

    Ready to see your options?

    Most complete files receive initial funding options within one business day — no hard credit pull, no obligation.

    Check my options

    Funding structures for every business milestone

    Choose the financing model that aligns with your cash flow goals, operational needs, and expansion plans.

    Working Capital Funding

    Funding for everyday operating needs—payroll, inventory, suppliers, and cash-flow gaps—based primarily on your business revenue.

    AmountVaries*
    TermFlexible Terms
    Best for
    Business owners who need capital for inventory, payroll, marketing, equipment, expansion, or unexpected expenses.
    Learn how it works

    Business Term Financing

    Structured financing with predictable, scheduled payments and longer repayment options for established businesses that qualify.

    AmountVaries*
    Term6 – 24 Months*
    Best for
    Established businesses with consistent revenue looking to fund growth, expansion, equipment, or larger business investments.
    Learn how it works

    Business Line of Credit

    Access capital when you need it, draw from your available credit line, and pay based on the funds you actually use.

    AmountVaries*
    TermRevolving*
    Best for
    Businesses looking for ongoing access to working capital for recurring expenses, opportunities, or changing cash-flow needs.
    Learn how it works

    *Terms, amounts, products, and eligibility vary based on the business and funding provider.

    Also explore revenue-based financing, growth capital for established businesses, or see all business funding options.

    Transparent pricing

    Real ranges. Full payback spelled out.

    Move the sliders and see the actual factor range files like yours land in, with the total payback math. No buried cost.

    $150,000
    $10K$2M

    Estimated factor-rate range for 9 months: 1.22–1.34×

    These are illustrative ranges only, not an approval or a quote. Your actual factor depends on revenue, cash flow, time in business, industry, and existing obligations. No hard credit pull to see your real offer.

    Estimated offer range — 9 monthsFactor: 1.22–1.34×
    Total payback
    $183,000 – $201,000
    Cost of capital
    $33,000 – $51,000
    Daily ACH (≈)
    $968 – $1,063

    Early payoff terms and discounts vary by funding provider and contract. Review the specific agreement for applicable payoff terms.

    Factor rates shown are illustrative estimates used for calculation purposes and are not an offer, approval, or guaranteed pricing. Actual pricing varies by provider, business profile, and contract. Term selections are illustrative for comparison purposes; available structures vary by provider and offer. Daily payment estimates assume approximately 21 business payment days per month; actual payment schedules vary by contract.

    Check my options for $150,000

    Direct access to senior underwriters.

    Skip call centers and frustrating automated trees. Speak directly with an underwriting decision-maker to review payment structures, early payoff discounts, or customized terms.

    Your funding advisor
    Mon-Fri, 9am-6pm ET
    (877) 906-2799

    TMK Underwriting Team

    Business Funding Questions

    Frequently asked questions

    Most complete files receive initial funding options within one business day. Funding is a separate step that happens after you review and accept an offer. Timelines vary based on the product, the provider, and how complete your documentation is.
    256-bit encrypted application

    See your options today.

    Apply in minutes. No hard credit pull. No obligation to take any offer.

    Click to upload 4 months bank statements (PDF, PNG, JPG)Or submit now and upload/email them after submission.
    No hard credit pull • No upfront fees • No obligation