A Florida-based funding partner that picks up the phone.
TMK Financial Services is a relationship-driven business capital firm, not a bank and not an automated lead marketplace. Every application is reviewed by a human underwriter who measures your actual monthly deposits and responds with transparent, customized funding options.
We exist for a simple reason: thousands of healthy businesses get overlooked by traditional lenders every day. When revenue flows steadily through your business account, you deserve a clear, honest answer about the working capital you qualify for.
Straight answers about how TMK works
What exactly is TMK Financial Services?
We help U.S. small and mid-sized businesses find working capital and funding. A single application puts your file in front of a real underwriter who matches your revenue profile to the right structure—working capital, revenue-based financing, a business term loan, or a line of credit.
How does TMK get compensated?
Our fee is built into the funded agreement, never billed separately. There are no application charges, no origination surprises, and no out-of-pocket costs. If you decide not to accept an offer, you owe us nothing.
What does the underwriting process look like?
Your application and recent bank statements are reviewed against genuine cash-flow criteria, not an opaque scoring model. Most complete files receive initial funding options within one business day. You review the numbers with an underwriter by phone, and nothing advances without your signature.
Who has access to my business information?
Only the underwriters and closing staff required to evaluate and fund your request. We never sell or share your data with marketing networks, and your contact details remain private until you choose to move forward. Every file is transmitted through encrypted, secure channels.
What if my bank already declined me?
Send us the file anyway. Because we underwrite monthly deposits and cash flow rather than relying solely on credit history, many of the businesses we fund are the same ones traditional lenders turned away. Requirements vary by product and provider, so the honest answer is to submit your file and let an underwriter review it.
Each file is handled by a dedicated underwriter you can reach directly. Call with any question about your offer, repayment terms, or whether taking funding makes sense for your business right now.
No hard credit pull. No obligation. Takes minutes.