Security and data protection, explained clearly.
Applying for commercial financing requires sharing sensitive operational and financial information. Here is precisely how TMK Financial safeguards your business records, limits internal access, and enforces strict data privacy standards at every stage.
What information we collect, and why
To evaluate commercial creditworthiness without pulling hard credit checks, underwriters require three core data sets: business entity details (legal entity name, EIN, address), ownership details (principal identity, date of birth, SSN for identity verification), and recent business bank statement records.
We strictly collect information necessary to structure and fund your advance. We do not gather extraneous personal data or sell contact information to third-party marketing networks.
Why official bank statements are required
Bank statements serve as verified proof of business cash flow. By verifying gross monthly deposits, average daily balances, and operational consistency directly from bank records, we eliminate lengthy tax return requirements and avoid hard credit hits.
Submitting complete 4-month statement histories allows our underwriters to calculate accurate factor rates and review your file. Many applications receive an initial review within one business day.
Who has access to your underwriting file
Only assigned TMK Financial underwriting specialists and the specific institutional funding partner underwriting your offer can view your financial documents.
Your phone number, personal email, and direct contact details are redacted from initial underwriting syndication packages. All pre-approval communication is handled through TMK Financial until you review and sign an official agreement.
Technical infrastructure & encryption standards
All application submissions and document uploads are transmitted using 256-bit SSL/TLS encryption. Submitted files are stored in isolated, access-controlled cloud repositories with non-enumerable, time-sensitive authorization links.
Sensitive parameters are strictly excluded from web URLs, and financial inputs are blocked from web tracking scripts and session recording tools.
Data retention and file deletion requests
We retain application records for the duration required to service active funding arrangements and satisfy state commercial financing compliance rules.
If you wish to request the deletion of non-essential records, simply email us at info@tmkfinancial.net. We will immediately purge all data not subject to statutory audit mandates.
Have questions regarding security or data compliance?
Our underwriting team is available to discuss security practices or address specific compliance inquiries directly.